Certificate of Deposit Calculator

Estimate certificate-of-deposit growth from principal, APY, term, and compounding frequency.

Initial deposit ($)

Annual yield (%)

Term (months)

Compounds per year

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Ending balance—

Interest earned—

Effective annual yield—

About this calculator

Estimate certificate-of-deposit growth from principal, APY, term, and compounding frequency.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, or legal advice.