Mortgage Extra Payment Calculator

Estimate interest savings and payoff time when adding extra monthly mortgage payments.

Current loan balance ($)

Annual interest rate (%)

Years remaining

Extra monthly payment ($)

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Regular monthly payment—

Payment with extra—

Months saved—

Estimated interest saved—

About this calculator

Estimate interest savings and payoff time when adding extra monthly mortgage payments.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, or legal advice.