Rent vs. Buy Calculator

Compare simplified five-year housing costs for renting versus buying.

Monthly rent ($)

Home price ($)

Down payment ($)

Mortgage rate (%)

Mortgage term (years)

Annual taxes, insurance, maintenance ($)

Annual appreciation (%)

Comparison years

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Total rent paid—

Estimated net buy cost—

Estimated equity—

Cost difference—

About this calculator

Compare simplified five-year housing costs for renting versus buying.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, or legal advice.