Finance Calculators

139 free calculators for mortgages, loans, savings, investing, retirement, taxes, pay, and business decisions.

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401(k) Contribution Calculator

Calculate annual 401(k) contributions from salary and contribution percentage

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401(k) Employer Match Calculator

Estimate annual employer match based on salary, employee contribution, match rate, and match limit

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Accounts Receivable Days Calculator

Estimate average collection period from receivables and annual credit sales

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Annual Percentage Yield Calculator

Convert a nominal annual rate and compounding frequency to APY.

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Annual Salary to Hourly Calculator

Convert annual salary to an hourly rate.

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Annualized Return Calculator

Calculate compound annual growth rate from beginning value, ending value, and years

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APR Calculator

Estimate annual percentage rate from a loan amount, finance charge, fees and repayment term.

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APR From APY Calculator

Convert APY to an equivalent nominal APR using a selected compounding frequency

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APY From APR Calculator

Convert a nominal APR to APY based on compounding frequency

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Auto Loan Payment Calculator

Estimate an auto loan payment after down payment and trade-in

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Balance Transfer Savings Calculator

Estimate interest savings from transferring a credit card balance

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Balloon Payment Calculator

Estimate remaining balloon balance after scheduled monthly payments

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Bill Split Calculator

Calculate each person’s share of a bill including tip

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Biweekly Mortgage Savings Calculator

Estimate annual extra payment created by paying half the monthly mortgage every two weeks

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Biweekly Payment Savings Calculator

Compare annual payments made monthly versus every two weeks.

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Bond Current Yield Calculator

Calculate bond current yield from annual coupon and market price

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Bond Price From Yield Calculator

Estimate the price of a bond from coupon, face value, yield, and years to maturity

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Break-Even Revenue Calculator

Calculate break-even revenue using fixed costs and contribution margin ratio

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Break-Even Stock Price Calculator

Calculate a stock sale price needed to recover purchase cost and fees

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Break-Even Units Calculator

Calculate units needed to cover fixed costs

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Budget Remaining Calculator

Calculate money remaining after planned expenses

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Business Loan Payment Calculator

Estimate monthly payment for a fixed-rate business loan

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Capital Gains Tax Estimate Calculator

Estimate capital gains tax from sale proceeds, cost basis, and tax rate

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Cash Back Rewards Calculator

Estimate rewards earned from purchases.

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Cash Runway Calculator

Estimate how many months available cash can cover monthly net cash burn

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CD Interest Earned Calculator

Estimate interest earned on a certificate of deposit

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CD Maturity Calculator

Estimate certificate of deposit value at maturity

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Closing Cost Estimate Calculator

Estimate home closing costs as a percentage of purchase price

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Commission Earnings Calculator

Calculate commission earnings from sales and commission rate

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Compound Interest Calculator

Estimate future value with compound growth and optional monthly contributions.

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Compound Savings Calculator

Calculate future value with an initial deposit, monthly contributions, and compound interest

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Contribution Margin Calculator

Calculate contribution margin from sales revenue and variable costs

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Credit Card Interest Calculator

Estimate one month of credit card interest from balance and APR

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Credit Card Minimum Payment Interest Calculator

Estimate first-month interest and principal from a payment.

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Credit Card Payoff Calculator

Estimate how long it will take to pay off a credit card and how much interest you will pay.

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Credit Card Payoff Payment Calculator

Calculate the monthly payment needed to repay a credit card in a chosen number of months

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Credit Card Payoff Time Calculator

Estimate months to pay off a credit card using a fixed monthly payment

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Credit Utilization Calculator

Calculate credit utilization from card balances and total credit limits

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Debt Consolidation Savings Calculator

Compare current monthly debt payments with a proposed consolidation payment

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Debt Snowball Extra Payment Calculator

Calculate the total monthly debt payment after adding a snowball amount

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Debt Snowball Payoff Calculator

Estimate payoff time for a balance with a fixed monthly payment.

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Debt-to-Income Calculator

Calculate your monthly debt-to-income ratio using debt payments and gross monthly income.

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Discount Price Calculator

Calculate a sale price after a percentage discount.

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Discount Savings Calculator

Calculate the dollar savings from a percentage discount

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Dividend Income Calculator

Estimate annual dividend income from shares owned and dividend per share

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Dividend Yield Calculator

Calculate dividend yield from annual dividend per share and share price

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Dollar-Cost Averaging Calculator

Estimate total amount invested through regular monthly contributions

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Down Payment Percent Finder

Calculate what percentage of a home price your down payment represents

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Down Payment Percentage Calculator

Calculate down payment amount from a home price and percentage

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Emergency Fund Calculator

Estimate an emergency savings goal based on essential monthly expenses and desired months of coverage.

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Emergency Fund Months Calculator

Calculate how many months of essential expenses your emergency savings can cover

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Emergency Fund Target Calculator

Estimate an emergency fund from monthly essential expenses.

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Emergency Savings Target Calculator

Estimate an emergency fund from monthly essential expenses.

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Extra Mortgage Payment Savings Calculator

Estimate interest savings from adding extra money to a monthly mortgage payment

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Federal Tax Withholding Estimate Calculator

Estimate federal withholding using gross pay and an assumed effective tax rate

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Sales Tax Calculator

Calculate sales tax from purchase amount and tax rate

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Tip Calculator

Calculate a tip from bill amount and tip percentage

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Unit Price Calculator

Calculate cost per unit for easier price comparisons

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Future Value Calculator

Estimate the future value of a lump sum with compound growth.

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Gross Pay Calculator

Calculate gross pay from hourly wage, regular hours, and overtime hours

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Gross Rent Multiplier Calculator

Calculate gross rent multiplier from property price and annual gross rent

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HELOC Available Credit Calculator

Estimate available HELOC credit from home value, mortgage balance, and maximum combined LTV

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Home Equity Calculator

Calculate estimated home equity from market value and mortgage balance

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Home Maintenance Budget Calculator

Estimate an annual home maintenance budget as a percentage of home value

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Homeowners Insurance Monthly Calculator

Convert an annual homeowners insurance premium to a monthly estimate

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Hourly to Annual Salary Calculator

Convert an hourly wage to annual gross pay.

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Inflation Calculator

Estimate future prices and purchasing power using an average annual inflation rate.

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Inflation Future Cost Calculator

Estimate the future cost of an item after inflation

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Inflation Purchasing Power Calculator

Estimate the future purchasing power of today’s money.

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Interest-Only Loan Payment Calculator

Calculate the monthly interest-only payment on a loan

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Inventory Turnover Calculator

Calculate inventory turnover from cost of goods sold and average inventory

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Investment Doubling Time Calculator

Estimate how long an investment takes to double at a fixed annual return.

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Investment Fee Impact Calculator

Estimate annual investment management fees from portfolio value and fee rate

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Investment Growth Calculator

Estimate future investment value with regular monthly contributions and compound growth.

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Investment Return Calculator

Calculate total investment return and percentage gain or loss

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IRA Contribution Growth Calculator

Estimate future value of annual IRA contributions

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Loan APR From Fees Calculator

Approximate effective annual percentage rate including upfront loan fees

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Loan Calculator

Calculate monthly loan payments, total interest, payoff time, and savings from extra payments with a full amortization schedule.

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Loan Origination Fee Calculator

Calculate a loan origination fee and net proceeds

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Loan Payment to Income Ratio Calculator

Calculate monthly loan payment as a percentage of gross income.

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Loan Payoff Calculator

Estimate how long it will take to pay off a loan with a fixed monthly payment.

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Loan-to-Value Calculator

Calculate loan-to-value ratio for a mortgage or property loan

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Loan Total Interest Calculator

Estimate total interest paid over a fixed-rate installment loan

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Markup Percentage Calculator

Calculate markup percentage from cost and selling price

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Markup Price Calculator

Calculate selling price from cost and markup percentage.

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Debt-to-Income Ratio Calculator

Calculate monthly debt-to-income ratio

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Monthly Interest Earned Calculator

Estimate one month of simple interest earnings.

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Mortgage Affordability Calculator

Estimate an affordable home price from income, debts, down payment, rate, and term

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Mortgage Calculator

Estimate a complete monthly mortgage payment with principal, interest, property tax, insurance, PMI, HOA fees and an amortization schedule.

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Mortgage Payment Calculator

Estimate monthly principal and interest for a fixed-rate mortgage

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Mortgage Payoff Time Calculator

Estimate months to repay a mortgage using balance, rate, and payment

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Mortgage Refinance Break-Even Calculator

Estimate how many months it takes for refinance savings to recover closing costs

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Mortgage Refinance Calculator

Compare your current mortgage with a proposed refinance and estimate monthly savings and break-even time.

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Mutual Fund Expense Ratio Calculator

Estimate yearly fund expenses from account value and expense ratio

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Net Pay Estimate Calculator

Estimate take-home pay after taxes and deductions

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Net Worth Calculator

Calculate your net worth by subtracting total liabilities from total assets.

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Overtime Pay Calculator

Calculate overtime earnings from wage, overtime hours, and multiplier

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Payday Loan APR Calculator

Estimate annualized APR from a payday loan fee and term

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Pension Lump Sum Comparison Calculator

Estimate how many years of monthly pension payments equal a lump-sum offer

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Personal Loan Payment Calculator

Estimate monthly payment for a fixed-rate personal loan

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PMI Estimate Calculator

Estimate monthly private mortgage insurance using loan amount and annual PMI rate

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Portfolio Allocation Amount Calculator

Calculate the dollar amount assigned to an investment allocation percentage

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Prepayment Penalty Calculator

Estimate a loan prepayment penalty as a percentage of remaining balance

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Present Value Calculator

Estimate how much a future amount is worth today.

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Profit Margin Calculator

Calculate profit margin from revenue and total costs

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Property Tax Monthly Calculator

Convert an annual property tax rate into an estimated monthly cost

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Purchasing Power Calculator

Estimate future purchasing power of today’s money after inflation

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Real Return Calculator

Calculate inflation-adjusted investment return

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Rent Affordability Calculator

Estimate maximum monthly rent from gross monthly income.

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Rent vs Buy Monthly Difference Calculator

Compare estimated monthly renting and homeownership costs

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Rental Property Cap Rate Calculator

Calculate capitalization rate from annual net operating income and property value

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Rental Property Cash Flow Calculator

Estimate monthly rental property cash flow after operating costs and debt payment

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Required Minimum Distribution Calculator

Estimate a required minimum distribution using account balance and IRS distribution factor

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Retirement Calculator

Project retirement savings from current balance, monthly contributions and investment return.

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Retirement Income Monthly Calculator

Convert annual retirement income sources into a monthly amount

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Retirement Savings Gap Calculator

Calculate the gap between a retirement savings target and current projected savings

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Retirement Withdrawal Rate Calculator

Calculate annual retirement income from a portfolio and withdrawal rate

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Risk Reward Ratio Calculator

Calculate potential reward relative to potential risk for a trade

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Roth Conversion Tax Calculator

Estimate federal income tax generated by a Roth conversion

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Rule of 72 Calculator

Estimate how many years it takes money to double using the Rule of 72

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Salary Increase Amount Calculator

Calculate the dollar amount of a salary increase

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Salary Raise Calculator

Calculate a new salary after a percentage raise

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Sales Tax Total Calculator

Calculate a purchase total including sales tax.

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Savings Goal Calculator

Calculate the monthly deposit needed to reach a savings goal by a chosen date.

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Savings Goal Monthly Deposit Calculator

Calculate the monthly deposit needed to reach a savings goal without interest.

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Savings Goal Time Calculator

Estimate months needed to reach a savings goal with regular deposits and no interest

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Savings Goal With Interest Calculator

Estimate the monthly deposit needed to reach a future savings goal with interest

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Savings Rate Calculator

Calculate the percentage of take-home income you save each month.

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Self-Employment Tax Estimate Calculator

Estimate self-employment tax using net self-employment income and a tax rate

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Simple Interest Calculator

Calculate simple interest using principal, annual rate and time.

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Simple Interest Maturity Calculator

Calculate final value using simple interest.

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Simple Loan Payoff Calculator

Estimate payoff amount using simple interest over a number of days

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Social Security Break-Even Calculator

Estimate years needed for a higher delayed benefit to recover benefits forgone while waiting

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Stock Profit Calculator

Calculate stock trade profit after commissions

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Student Loan Interest Calculator

Estimate simple interest accrued on a student loan over a selected number of months

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Student Loan Payment Calculator

Estimate monthly payment for a fixed-rate student loan

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Tip Income Calculator

Estimate total tip income from average tips per shift and shifts worked

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Tip Split Calculator

Calculate each person’s share including tip.

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Unit Price Comparison Calculator

Calculate unit price for a package.