Portfolio Withdrawal Calculator

Estimate how long a portfolio may last with regular withdrawals and investment growth.

Starting portfolio ($)

Annual withdrawal ($)

Expected annual return (%)

Annual withdrawal inflation (%)

Result

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Estimated years portfolio lasts—

Ending balance at depletion test—

Final annual withdrawal—

About this calculator

Estimate how long a portfolio may last with regular withdrawals and investment growth.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, retirement, or legal advice.