Finance Calculator
Mortgage Calculator
Estimate your full monthly housing payment and see how principal and interest change over the life of the loan.
Loan details
Enter the information from your estimate or proposed loan.
Estimated monthly payment$0.00Principal, interest, taxes, insurance, PMI and HOA
Principal & interest$0.00
Property tax$0.00
Home insurance$0.00
PMI$0.00
HOA fees$0.00
Extra principal$0.00
Loan amount$0.00
Total interest$0.00
Estimated payoff—
Interest saved$0.00
Amortization schedule
Annual totals based on the information above.
| Year | Principal | Interest | Ending balance |
|---|
How to use this mortgage calculator
Enter the home price, down payment, interest rate and loan term. Add estimated taxes, insurance, HOA fees and PMI for a more complete monthly payment estimate.
What is included in the payment?
The total shown includes principal and interest plus the recurring housing costs you enter. Actual lender payments can differ because tax rates, insurance premiums and PMI rules vary.
How extra payments help
Extra principal reduces the balance faster. That can shorten the payoff period and lower total interest without changing the loan's stated interest rate.
This calculator provides estimates for planning purposes and is not a loan offer, appraisal or financial advice.