Home Affordability Calculator

Estimate an affordable home price from income, debts, down payment, rate, and housing-cost assumptions.

Gross monthly income ($)

Monthly debts ($)

Maximum total DTI (%)

Down payment ($)

Annual mortgage rate (%)

Loan term (years)

Monthly taxes and insurance ($)

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Maximum housing payment—

Estimated maximum loan—

Estimated home price—

About this calculator

Estimate an affordable home price from income, debts, down payment, rate, and housing-cost assumptions.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, or legal advice.