Required Minimum Distribution Calculator

Estimate a required minimum distribution using an entered prior-year balance and life-expectancy factor.

Prior year-end account balance ($)

IRS distribution-period factor

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Estimated RMD—

Monthly equivalent—

Distribution percentage—

About this calculator

Estimate a required minimum distribution using an entered prior-year balance and life-expectancy factor.

This calculator provides an estimate for educational planning and does not replace individualized financial, tax, investment, or legal advice.